Personal Agreements Platform

Agreements between people, made simple

Create legally binding personal agreements from your phone. Lend money to a friend, sell personal property, formalize any arrangement — in under two minutes.

AI-powered agreement creation
How It Works
Three steps. Two minutes.

No lawyers, no templates, no learning curve. Describe what you need and Pactable handles the rest.

1

Describe your agreement

Tell Pactable what you need in plain language. Our AI structures the terms, asks the right follow-up questions, and generates a clean, enforceable agreement.

2

Review and send

Review the structured terms, verify your identity, and send. Your counterparty receives a secure link via text message — no app download required on their end.

3

Verified and binding

Both parties verify their identity with biometrics. The agreement is legally binding under the E-SIGN Act, with a full audit trail and proof file.

Use Cases
For the agreements that matter

The ones that happen every day but rarely get formalized — until now.

🤝

Personal Loans

Lending money to friends or family? Formalize the amount, repayment schedule, and terms so everyone is on the same page.

🏠

Roommate Agreements

Rent splits, utilities, guests, quiet hours. Get it in writing before move-in day, not after the first argument.

🚗

Buy & Sell

Selling a car, equipment, or furniture? Document the item, price, condition, and delivery terms with a binding agreement.

🔒

NDAs

Sharing a business idea? Create a quick confidentiality agreement without the legal fees.

💼

Contractor Terms

Freelance projects, service agreements, and scope of work — simple terms for simple engagements.

📈

Equity & Options

Stock option grants, advisor agreements, and equity arrangements for startups. Institutional-grade terms, startup-friendly process.

Security & Compliance
Built on trust

Every agreement on Pactable is backed by identity verification, legal compliance, and end-to-end encryption.

E-SIGN Act Compliant

Full compliance with federal electronic signature law

Biometric Verification

Face ID identity verification for both parties

Encrypted

End-to-end encryption at rest and in transit

Full Audit Trail

Timestamped proof file for every agreement

Join the waitlist

Pactable is launching soon. Be among the first to formalize agreements the easy way.